Frequently Asked Questions

Does my car need to be paid off?

No.  We can buy out your current contract from your creditor. At Carolina's Best, we do offer competitive rates and can often lower your monthly payments.   

What are the requirements for a loan?

The requirements to apply for a loan are:

At least 18 years of age

A valid government issued photo ID

Title for the collateral 

Proof of insurance

Vehicle Registration

Vehicle must be present

Spare key

Proof of income

Proof of residence

What are the office hours?

We are open Monday - Friday from 9:00 am to 6:00 pm.  We are closed on Saturday and Sunday.  Appointments can be made in advance for Saturday hours.

Does my credit have to be good?

Not particularly.   Depending on the amount of money that you would like to borrow, a credit check will not always be required.   At Carolina's Best, we care more about finding a payment that works with your budget, and helping you to build your credit for future borrowing purposes.

Why do business with Carolina's Best?

At Carolina's Best, we take pride in placing our customers in a loan that works for them.  We care about our customer's ability to repay and do not extend an offer that is not affordable.   Also, Carolina's Best can help to build your credit by reporting your monthly payments.  

How will I benefit from using Carolina's Best?

* Higher Credit Rating

* Affordable Monthly Payments

* Competitive Interest Rates

* Convenient payment options

* Referral Program